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Don’t think you need professional liability insurance? Think again…
posted by: Alana | February 20, 2015, 10:15 PM   


Even the most innocent of intentions can be taken out of context, blown out of proportion, and have devastating consequences for teachers. Take special education teacher Leo Bennett-Cauchon, for example. A celebrated special education teacher, Leo was reprimanded for hugging one of his students.


While some may argue this was an honest attempt at showing a needy student affection, the school district says he went too far.


Despite 16-years of experience and the student’s mother serving as his number one advocate, the police were brought in for an investigation and Leo found himself fighting the battle of his life with the school district in order to keep his job.


Leo says he works with students who are homeless, who have been in the foster care system, and who sometimes, just seek physical contact to reinforce the fact that someone cares about them.


Cases like this happen every day. And teachers are among the most vulnerable professionals when it comes to liability risk. It's critical for teachers to follow mandated district policy and protect their careers with liability insurance.


If you’re like most people, you probably insure your car, your health, your house and other personal assets acquired through years of investments and hard work. So why wouldn’t you protect your assets in the event you’re sued as a result of doing what you love…teaching?


AAE’s Professional Liability Insurance Program has protected many teachers in liability suits and/or job actions over the years. And in each of these instances, the member needed to access the AAE policy protections because the school district policy did not cover them.


Other professionals, such as medical doctors, would not dream of practicing without liability (or malpractice) insurance. In today’s litigious society, a teacher should not step into a classroom without a liability policy covering them, personally.


Tell us why YOU think AAE Liability Insurance is so important for educators.
Comment Below.


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